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OUR PRIVACY POLICIES AND PRACTICES
1. Information we obtain:
A. Categories of Information Collected and Sources From Which We Obtain It:
We may collect nonpublic personal information about you from the following:
Information we receive from you on applications or other forms; Information about your transactions with us, our affiliates or others; Information we receive from a consumer reporting agency such as a driving record; Information we receive from medical records or medical professionals;
Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you.
B. Persons From Whom Information is Collected
We may collect nonpublic personal information from individuals other than those proposed for coverage, such as from the Registry of Motor Vehicles or previous insurance carriers.
2. Information we may disclose to third parties:
In the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described:
To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us; To an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction; To an insurance institution, agent, or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you; To a medical care institution or medical professional in order to verify coverage or benefits, inform you of a medical problem of which you may not be aware, or conduct an audit that would enable us to verify treatment; To an insurance regulatory authority, law enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities; To a group policyholder for the purpose of reporting claims experience or conducting an audit of our operations or services;
3. Notification That Certain Disclosures Require Your Authorization:
4. Our practices regarding information confidentiality and security:
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Any questions in regards to our Privacy Policy can be directed to: Leland Insurance Agency, Inc. 12 South Street, Northboro, MA 01532.
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