Leland Insurance Agency, Inc.

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Auto, Homeowner's and Personal Liability Policies

Automobile Insurance

Massachusetts auto insurance is complex.  We will take the time to talk with you to explain your choices. Through years of experience, we can prove time and time again that there is no substitute for having an agent to guide you.

Personal Automobile policies provide the following basic coverage:

• Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident.
• Property Damage - Covers accidental damage to other people's property if caused by you in an automobile related accident.
• Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
• Medical Payments - Covers you and your family in any car, and anyone riding in your car for medical expenses resulting from an accident.
• Uninsured / Underinsured Motorist - Covers injury suffered by you, your family and anyone riding in your car against the uninsured / underinsured or hit-and-run driver.

Please call us to find out what coverage best fits your needs. We will work to find you the best coverage at the lowest price.

Homeowner's, Condominium and Tenant's Insurance

Most homeowner’s insurance policies provide coverage for your home, its contents, and other structures such as a garage or shed.

Personal property is typically covered against fire, lightning, theft, windstorms and hail, smoke, damage by vehicle or aircraft, burst pipes, damage from falling objects, and damage caused by weight of snow and ice. In addition, coverage is provided for personal liability, medical expenses of others which result from injury on your premises, and damage to the property of others while on your premises.

Condo Owner's and Renter's coverage is also available. Coverage is provided for your contents, parts of the structure you are responsible for,  as well as personal liability.

Many people are unaware that their Homeowner's policies do not provide all the coverage they may need;  examples of this include Earthquake, Flood, and Home Business Coverage.

Please call us to determine the coverage that best fits your needs. Our agency professionals will help you tailor coverage to fit your situation. We provide comprehensive coverage for your most prized possessions, including special coverage for jewelry, paintings, antiques, cameras, and just about any kind of collectable or fine art.

Personal Excess Liability Insurance

Often referred to as an umbrella policy, excess liability is the additional protection you need in case a judgment against you exceeds the liability limits of your existing auto or homeowners policy. Available in amounts ranging from one to five million dollars, excess liability coverage increases your personal liability limits by adding protection to your current auto, boat or homeowners policies.

Please call us for more information or to apply for this extremely valuable, yet inexpensive coverage.

 
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